Financing Options for Business Start-up and Expansion
By Jean Murray, About.com Guide
- How to Get a Business Loan
- Financing Sources for Business Start-up and Expansion
- Establishing Business Credit
- Small Business Administration Loan and Financing Sources
How to Get a Business Loan
If you need funds for business start-up, expansion, or cash flow, you need to know how to get a business loan. Learn what personal records you will need and how to prepare a business plan.
- What Do I Need to Get a Business Loan?
- What Business Records Do I Need for a Loan?
- Typical Documents Included in a Business Loan
- Get Your Personal Financial Papers in Order Before You Talk to a Bank
- Getting a Business Loan from a Credit Union
- Prepare a Business Plan to Help Get Financing
Financing Sources for Business Start-up and Expansion
Here are some creative financing sources you might be able to use for start-up funds, to expand your business, or to pay off loans in tough financial times.
- 5 Ways to Finance Your Business in Tough Financial Times
- How to Use Trade Credit for Start-up or Expansion
- Use a Revolving Credit Line for Business Financing
- Sell Your Accounts Receivable for Extra Cash
- Equipment Leasing as a Financing Source
- Tips on Borrowing from Family and Friends
Establishing Business Credit
When you start your business, you will need to establish business credit, so you don't have to use your personal credit to get business loans or other business financing. Here are some tips on business credit.
Small Business Administration Loan and Financing Sources
The Small Business Administration (SBA) has a variety of loan guarantee programs for which you might be eligible. Loan programs include those targeted for women, minorities, veterans, and businesses in disaster areas and economically disadvantaged areas. Check out this list to find a program to help you finance your start-up or expansion or to re-build your business.